How to Save Money
Your food bill is a variable expense; you can cut your grocery expenses in half and continue to eat well. A change in grocery-shopping habits reforms your eating habits. Healthy foods are often cheaper than unhealthy foods. If you are the family shopper, you hold the future health and wealth for your entire family. One in seven Americans received food stamps or supplemental nutrition assistance in the first half of 2011, the largest number ever to do so, CNN Money reported. Whatever your status in life, you can benefit from cutting your grocery bill in half.
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During the heat of the summer air conditioning can seem like a godsend -- that is, until the electric bill shows up. Paying for electricity is the price we all have to pay to make our home livable. I know you've thought how nice it would be to cut down on the amount of power your air conditioner uses. You can help your air conditioner out (and more importantly, keep money in your pocket) by reducing humidity so your air conditioner doesn't need to deal with it.
How an air conditioner cools your home
An air conditioner makes your home feel more comfortable by doing two things:
Technology changes so quickly it''s hard to keep track. These days, most people have a cell phone, a home phone, a computer and many have a fax machine, too. Phone companies offer service in "bundles" and with all the different services you pay for, it''s a good time to find out what switching could be worth to you.
While an oil change isn't the most expensive maintenance task you'll ever need for your car, it does add up over the year of ownership. Changing the oil is a relatively simple task that requires no mechanical skills and require only the money it takes to buy the oil.
Do It Yourself
You will need to have an oil catch tray, a new oil filter, and some basic mechanic tools. This simple task takes just a few hours and you save money on professional labor costs. Drain the oil from the engine, clean off the drain plug and replace, then remove the old filter and install a new one.
Regardless of your income level, homeownership can take quite a bite out of your budget. With energy costs on the rise, maintaining a home has become increasingly difficult and quite costly, particularly if your home is not as energy efficient as it could be. Thankfully, there are many ways to make your home more energy efficient without breaking the bank. On the other hand, if you have some extra money kicking around, there are new technologies and products on the market that can improve your home’s value as well as act as an insurance policy against inflated utility bills.
By the definitelymoney.com Staff